Triple system

I have come to understand that I will need to have 3 systems installed in my house, if I want to live in a healthy and warm environment. I shall need to throw out my electric oil storage heaters and replace them with more energy efficient heat pumps. In conjunction I need to install HRV and Pink Batts insulation installed in my ceiling. Apparently it is not enough just to have one and not have the other two.

The heat pumps generate and provide a source of heat. The HRV distributes this warmth evenly throughout the house. The Pink Batts insulation in the ceiling prevents heat loss from inside the house to outside the house in winter and keeping the house cooler in summer by preventing heat flow from outside into the house. This way, the house remains cooler in summer and warmer in winter. This is entirely possible because insulation works both ways for heat. Many people cannot explain this clearly to me and I also do not have the common words to explain it to them. I do know a few scientific terms on heat flow theory which I picked up long ago, studying thermodynamics at Swinburne Tech; but these are not in common use and I have now forgotten most of them, except enthalpy, entropy and Q, heat flow measured in British Thermal Units (BTU).